Helping You Make Sense Of The Confusing World Of Medicare
Life Plans+ is an Independent Agency meaning we work with you to find the a plan or combination
of plans to suit you needs, all at no cost to you. Whether you are just turning 65, already a beneficiary
or are eligible to receive benefits due to disability or disease, we can walk you through the process.
Here are some of the products we can help you with and extra
services we offer.
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Medicare Advantage Plans
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Medicare Supplement (Medigap)
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Hospital Indemnity Insurance
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Prescription Drug Coverage
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Vision and Dental Plans
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Year round support and assistance to help you with plan questions
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Annual reviews to ensure your plan still fits your needs
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Making an informed decision is important but is not always easy. The Licensed Agents at Life Plans+ are focused on meeting the insurance needs of Medicare Beneficiaries. We will walk you through everything, step by step. When you have questions, we will happily go into more detail. Then help you sign up for the plan or plans that best fits your needs.
Frequently Asked Questions
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare (Parts A & B) and Medicare Advantage (Part C) are two different ways to get Medicare benefits. Both options provide the same basic level of hospital and medical insurance but there are also important differences between them. We help you learn about the difference in coverage, cost and care provider rules. All of these factors will help you decide which option is best for you.
Can You Switch Between Original Medicare and Medicare Advantage?
Yes, no matter which option you decide is right for you, you can switch from Original Medicare to Medicare Advantage or vice versa. There are two main times you can switch are the Medicare Annual Enrollment Period (AEP) and the Medicare Special Enrollment Period (SEP) for qualifying life events. If you are wanting to see if you have had a qualifying event, give us a call!
Do I have to pay my Medicare Part B premium if I have a Medicare Advantage Plan?
Yes, you continue to pay premiums for your Medicare Part B benefits when you enroll in a Medicare Advantage plan. Medicare decides the Part B premium rate. The standard 2022 Part B premium is $170.10, however it can be higher depending on your income.